Homeowners Insurance

In a memorandum opinion from the U.S. District Court for the Eastern District of Pennsylvania, Judge Bartle held that an insurance company has no duty to defend or indemnify an individual convicted of assault in the victim’s subsequent lawsuit for personal injuries. 

In State Farm v. Motta, E.D. PA, (December 11, 2018), the United States District Court for the Eastern District of Pennsylvania held that the issue of whether harm caused by the insured was an “accident” for purposes of coverage under a homeowner’s insurance policy must be viewed from the insured’s perspective.