Auto Insurance

Motorist Coverage – Have It, Max It, and, Stack It!

Having a motorcycle comes with a certain level of responsibility, much like owning any vehicle.  One of the first things you need to make sure you have is insurance coverage for your bike.  Not only does having proper coverage protect your motorcycle from damage and theft, but it also protects you in the event that…

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Do I Need Uninsured or Under-Insured Motorist Coverage?

Why UM/UIM Coverage May Prove Critical After an Accident Despite most states, including Pennsylvania, requiring motorists to have auto insurance, millions of Americans fail to carry even basic coverage. An injured party is left with limited options when a driver without insurance causes a collision. Uninsured or underinsured motorist coverage can provide compensation in these…

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What Kind of Motorcycle Insurance Do I Need?

motorcycle driver

A Quick Guide to Insurance Requirements for Motorcyclists in Pennsylvania As with other drivers, motorcyclists are required to carry insurance. Each state sets the minimum level of liability coverage that a person needs in order to legally operate a vehicle on public roads. Operating a motorcycle is one of the great joys in life; being…

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Richard Freeburn Talks Car Insurance Law on Good Day PA

Attorney Freeburn on Good Day PA!

Richard Freeburn of Freeburn Law visited ABC 27’s Good Day PA to discuss a recent ruling by the Pennsylvania Supreme Court that prohibits insurance companies from wrongfully denying benefits their policy holders deserve.  The Background Pennsylvania only requires people to carry $15,000.00 in auto liability limits.  Therefore, it is important to protect yourself against people…

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Why Should You Have Full-Tort

Car Accident

Full Tort v. Limited Tort: What You Are Giving Up By Selecting Limited Tort Coverage? In Pennsylvania, any time you purchase personal auto-insurance you’re given the choice between “Full Tort” and “Limited Tort.” This “tort” coverage relates to your right to recover damages due to someone else’s negligence. If you select “Full Tort” coverage and…

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Top 10 Recommendations for Purchasing Automobile Insurance

TOP 10 RECOMMENDATIONS FOR PURCHASING AUTOMOBILE INSURANCE WHY TRUST ME? An insurance agent’s number one goal is to sell you a policy.  Paying benefits is the last thing the carrier wants to do.  Carriers fight to pay you the least.  I fight to get you the most. MY TOP 10 RECOMMENDATIONS CHOOSE FULL TORT! LIMITED TORT TAKES AWAY IMPORTANT RIGHTS TO MONEY WHEN THE OTHER…

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Uninsured and Underinsured Motorist Coverage

Should I Purchase Uninsured and Underinsured Motorist Coverage? What type of auto insurance and how much insurance you should purchase can be one of the  most important decisions that you can make when protecting the future for you and your loved ones. In Pennsylvania you have two very critical decisions: whether to purchase Full or Limited Tort, and; whether to carry Uninsured and Underinsured Motorist Coverage….

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Full Tort vs Limited Tort

What is the best choice – Full Tort vs Limited Tort? Residents of Pennsylvania are faced with a very important decision when they buy personal auto insurance. Should they buy full tort or limited tort coverage? Limited tort may cost less money, but is it the best decision for your family? The Personal Injury and Workers’ Compensation Law Firm, Freeburn Law, want you to know…

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Full Tort: Protecting your rights in case of an auto accident

FULL TORT OR  LIMITED TORT COVERAGE IN PENNSYLVANIA Freeburn Law want YOU to KNOW the TRUTH about Pennsylvania automobile insurance! Full Tort is NOT Full Coverage! When purchasing your auto insurance, you must consider not only the price of the coverage, but also protecting your rights and the rights of members of your family if injured in an auto accident. In Pennsylvania you are given the opportunity to chose between “Limited…

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Police Officers’ Rights to Underinsured Motorists Benefits

The Pennsylvania Supreme Court handed down 2 decisions on 10/19/11, relating to police officers’ rights to underinsured motorists benefits. In Williams v. GEICO the Court decided the validity of an exclusion in trooper Williams’ personal automobile insurance policy that denied his claim for underinsured motorists benefits because he was injured while occupying an automobile that he regularly used but don’t own, i.e. his police vehicle….

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