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What Happens If Insurance Denies My Claim?

Your Rights If Your Insurance Claim Is Denied

If you have been involved in an accident, you may reach out to your insurance company or the insurer of the party that caused you harm. While you may expect to receive a fair and full settlement from the insurer, claims are routinely delayed or denied. If your insurance claim is denied, you may have legal recourse.

At Freeburn Law, we represent individuals who have been injured in accidents throughout Central Pennsylvania. We will help you understand your rights, including how to appeal an insurance claim denial. Contact our office today at 717-777-7777 to schedule a free case review. 

What Should I Do If My Insurance Claim Is Denied?

Many people assume that if their insurance claim is denied, it is the end of the road, and they have no further recourse. The truth is that insurance claims are routinely denied. In some cases, claims are denied due to minor paperwork errors, while in others, they are denied in bad faith to avoid a payout. No matter the reason, you may be able to appeal the denial and still receive compensation for your losses. 

If your insurance claim is denied, you need to:

  • Look for errors in your paperwork. You can always ask for a reason for the denial. Check to see if there was an issue with your paperwork that can quickly be corrected or if the insurance company denied your claim based on an error. 
  • Make sure your claim was fully investigated. Insurance companies are required to fully investigate claims. If your claim was denied without being fully investigated, you may be entitled to compensation.
  • Check to see if you filed your claim timely. Another common reason insurance claims are denied is that they are not filed on time. Check to make sure that you filed your claim was filed in accordance with policy requirements. 
  • Consult with an attorney. To reduce the chances that your claim is denied or to ensure that your appeal is filed correctly, you need to consult with an attorney. An attorney can help determine the best course of action in your case. 

Insurance companies must act in good faith when investigating claims and in promptly settling valid claims. Any untimely delays or wrongful denials may be subject to legal action. An attorney can help determine whether your claim was denied in bad faith and how you should move forward. In many cases, you may be able to appeal the decision. However, it is important to move quickly, as you only have a limited amount of time to appeal.

Was Your Insurance Claim Denied? Contact Our Office. 

If you believe that your insurance claim was wrongfully denied, contact our office today at 717-777-7777 to schedule a free case review. Our lawyers will help you understand your rights and responsibilities after an accident. There are never any fees unless we win. Let us fight for you and your family. We will come to you. Call our office today to speak directly with a member of our legal team.

Stephen Schneider has been an amazing attorney in my case. It has been a long & stressful journey for me but, He has kept me positive & Focus at all times. His honesty and straight forward demeanor made me trust his knowledge. Attorney Schneider made sure I understood everything step by step as clear as possible. He takes the time and devoted attention to provide you with the best possible information on your case. We can’t forget his assistant Tonya Masser, this young lady is an amazing person, she also makes sure to inform and explain to you if necessary any information given to her by the attorney.